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Ignore Dave Ramsey – Credit Cards Are Not Evil

When a Dave Ramsey article on credit cards popped up on my Facebook feed the other day, my interest was instantly piqued. While it’s true that Ramsey’s advice is generally solid and his lessons have...

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Should You Use Personal Loans to Pay Off Credit Cards?

According to the 2015 American Household Credit Card Debt study from NerdWallet, the average indebted household carried $15,355 in credit card debt in 2015. Even as a dispassionate observer, that is a...

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Can You Really Improve Your Credit Score In Less Than 30 Days?

We live in an age where your credit score is increasingly becoming more important. After all, this little three digit number will determine the interest rate you’ll receive on a loan – including your...

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How Do Credit Card Companies Make Money?

You’re the kind of person who loves rewards credit cards and never pays a penny in interest. How do credit cards make money off of someone like you? In fact, you must be costing the company money...

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How Many Credit Cards Should You Have?

With so many credit cards out there, all offering different kinds of rewards and bonuses, a lot of people wonder how many credit cards they should have. There is no single answer that fits all people....

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What Is A Good APR For A Credit Card?

Credit cards are useful financial tools. In the right hands, they let consumers earn rewards, enjoy a variety of consumer protections, and avoid having to carry lots of cash. If you pay off your...

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How Do You Increase Your Credit Limit?

Credit cards aren’t an unlimited source of spending power that you can always use – even though some of us tend to treat them that way (you know who you are!). Each card comes with a credit limit,...

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How Old Do You Have To Be To Get A Credit Card?

Getting your first credit card is an important step in advancing your financial life. Often, a credit card is the first loan that a person gets access to, allowing them to start building their credit...

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Should You Use Personal Loans to Pay Off Credit Cards?

According to the 2015 American Household Credit Card Debt study from NerdWallet, the average indebted household carried $15,355 in credit card debt in 2015. Even as a dispassionate observer, that is a...

View Article


Ignore Dave Ramsey – Credit Cards Are Not Evil

When a Dave Ramsey article on credit cards popped up on my Facebook feed the other day, my interest was instantly piqued. While it’s true that Ramsey’s advice is generally solid and his lessons have...

View Article
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